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what to do if you are in an accident

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No one ever wants to have an auto accident. But if it happens to you, be sure to take these steps to protect yourself and your family from further injury and other complications.

  • If you or anyone in your car is injured, stay calm and don't move unless there's danger of fire or another accident. Use your cell phone to get help from the police and medical personnel.
  • Try not to move any vehicle until the police arrive--unless this creates a greater danger of injury.
  • Avoid making statements to other drivers, witnesses, the police, or insurance representatives without talking to your own insurance representative.
  • Get driver's licenses, addresses, and phone numbers of everyone involved, including witnesses.
    Write a description and diagram of the accident right away. If you can, take photos of the scene and both cars.
  • Report the accident to your insurance agent immediately.
  • If there are serious medical injuries or property damage, seek the counsel of a lawyer as soon as you can.
  • If you are hurt, make an appointment and report all injuries to your family doctor within a day or two. Also, write a daily injury condition update journal. Comply with your doctor's instructions for faster recovery.
  • Document any income loss associated with the accident.
  • Retain copies of all medical bills and related accident expenses, such as towing and repair, as well as costs for travel, parking, etc.
  • If you'd like more information, please call our office.

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