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$325,000 result- cited in The New York Jury Verdict Reporter

Motor Vehicle - Underinsured Motorist - S.U.M. Settlement - Retired Minister Suffered Fractured Radius

SETTLEMENT: $325,000

CASE David Cockcroft v. AMICA Mutual Insurance Company, No. 22722/02

Pltf. Atty: Alan M. Greenberg of the Law Offices of Alan M. Greenberg, New York, NY
Deft. Atty: None reported

On June 21, 2002, the plaintiff, Reverend David Cockcroft, 71, was driving on Mindland Avenue in Yonkers when a car driven by Bernard Lopez, Jr. came across the roadway and struck him head on. The carrier for Lopez, State Farm, tendered its policy ($25,000) after the suit was filed.
Cockcroft brought a Supplemental Underinsured Motorist claim against AMICA Mutual Insurance Company.

Injuries: fracture, radius
Reverend Cockcroft suffered a comminuted fracture of the distal radius which required open reduction and internal fixation with pins and a plate. He underwent physical therapy. He made an excellent recovery with little or no continued pain, but there are fine motor activity limitations.

Result:
Reverend Cockcroft received a total award of $325,000. The carrier (State Farm) for Lopez tendered their policy ($25,000) after the suit was filed. The SUM carrier negotiated the settlement of the SUM claim eight weeks before a scheduled SUM arbitration. The SUM settlement of $300,000 was negotiated in two meetings with AMICA claims representatives.